At CheapCarInsurance2u, we’re all about family. We’ve been providing families just like yours competing cheap student car insurance quotes from local providers. And we’d like to help you find affordable student coverage, too. Just fill out our quote box at the top of this page, and we’ll get you up to five quotes right away.
As a student, it is easy to take for granted the various luxuries that are enjoyed at the expense of your parents. One way to show your gratitude towards them is to be responsible in handling what they have entrusted to you. A good example of how to put this into practice would be to seek out cheap yet comprehensive insurance for the car they have graciously allowed you to use.
It is not impossible to find such types of cheap car insurance. All you need to do is to make a little effort. Here are some pointers that may help you in this matter:
Squeaky clean academic records. Believe it or not, maintaining a good reputation as a student actually contributes to higher chances of you getting cheap student car insurance. This is because good students are viewed as dependable people, and this increases the likelihood of discounts being offered to you for your insurance premiums.
Dutiful driving. If being a good student already earns you merit points for a premium discount, it is even more so the case if you are a good driver. Since you are probably relatively new at driving, you would be more prone to accidents and road mishaps. But try to keep this to a minimum by not purposely breaking traffic laws and you may very well fit into a lower risk profile. Consequently, you’d earn yourself another chance at cheaper student car insurance costs.
Do your homework. With the vast resources available on the Internet, ignorance is not a valid excuse. Take some time out to visit the websites of the insurance companies that are of interest to you. Get as many quotations as you need, and make comparisons between them. Seek the assistance of parents or other knowledgeable adults to help you with your decision. If need be, get in touch with an insurance broker for more advice.
Managing the monster itself. Putting some thought into the car itself could help contribute to a cheap student car insurance policy being available to you. For instance, install security devices to your car which would help prevent theft. This would be viewed favorably by an insurance company, thus enabling you to get the discounts you were hoping for.
Safety-conscious. Another option to consider is enrolling in road safety or defensive driving classes. Premium discounts may be awarded to you on this basis too, since most insurance firms generally recognise such courses as helping to reduce the risk profile of their potential customers.
Second hand. If your parents are buying you a car, you may want to consider selecting an older model, or choosing a second hand car. The value of the vehicle you drive has an influence on the insurance premium. Try to avoid too expensive cars such as sports cars if obtaining a cheaper insurance policy is your aim.
Don’t pay exorbitant prices for the coverage your teenager needs. Let CheapCarInsurance2u help you find a policy at a price you can afford!